Home Insurance
Protect your North Texas home and everything in it
Find an affordable policy built for Texas weather
North Texas weather doesn't pull punches — spring hail, high winds, and severe storms can put your home at risk in a single afternoon. The right homeowners policy means you can repair and rebuild without the cost falling on you.
When something happens, you'll have one local point of contact who walks you through the claim and advocates on your behalf until it's resolved.
Make sure you're covered for every emergency
When the unexpected happens, you'll be prepared to deal with it. A home insurance plan from our agency keeps you from losing everything when disaster strikes.
- Fire & Smoke Damage
- Wind & Storm
- Theft & Vandalism
- Hail Storms
- Liability Protection
FAQ
Frequently Asked Questions
Does homeowners insurance cover flood damage?
No. Flood is specifically excluded from every standard homeowners policy. To be covered for flooding you need a separate flood policy, either through the National Flood Insurance Program (NFIP) or a private flood carrier.
How much home insurance do I need?
Enough to fully rebuild your home at current construction costs — not what you paid for it or what it's worth on the market. Construction costs have climbed sharply in recent years, and underinsured homes are one of the most common surprises after a loss. We review replacement cost annually to keep your coverage in step.
What's NOT covered by a standard home policy?
Flood, earthquake, routine wear and tear, pest damage, mold from long-term leaks, and business activity run out of the home are the most common exclusions. Some of these can be added with an endorsement or a separate policy.
How does the claims process work?
Call us first, before you call the carrier. We help document the damage, file the claim, and advocate for you if the initial offer doesn't match what you're owed. For most clients, having a local agent in the loop means faster, cleaner claims.
Get a Free Quote
Tell us about you — we'll take it from there.
Trusted by thousands of North Texas homeowners